For lenders and credit teams

Know the sponsor, the asset and the footing beneath the file.

PropTrova assembles what a credit file needs before it is written: the asset resolved, the ownership and control established, the recorded debt and transaction history, the operating position as far as the record reaches, and an explicit list of what could not be established.

The problem today

What is fragmented

A credit decision is only as good as the footing under it, and the footing is usually a set of borrower-supplied figures with no attached provenance.

What changes

How the work is different

  • Borrower-stated figures are labelled as stated, and reconciled against public record.
  • Mismatches name both sides and clear only when someone writes down what explains them.
  • Every open matter is carried explicitly, with what was sought and why it failed.
  • Ownership and control are resolved through entities to the people who decide.

Outputs

What you end up holding

01

A reconciled footing with both sources on every mismatch

02

An open-matters list fit for a credit memorandum

03

A deterministic working model behind every derived figure

What this does not do

Stated limits

PropTrova is not a valuation, an appraisal or a credit opinion. It prepares evidence for the people who make those judgements.

See what PropTrova can establish about an opportunity.

Access is granted to working commercial real estate teams while the design-partner programme is under way.